:root{
  --bg:#ffffff;
  --text:#0b0b0c;
  --muted:#5c5f66;
  --line:#e9eaee;
  --card:#f7f7f8;
  --accent:#1E40AF;

  --radius:14px;
  --max:1040px;

  --space2:16px;
  --space3:24px;
  --space4:36px;
  --space5:56px;
  --space6:84px;

  --shadow:0 1px 0 rgba(0,0,0,.06);
}

*{box-sizing:border-box}
html,body{height:100%}

body{
  margin:0;
  background:var(--bg);
  color:var(--text);
  font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial;
  line-height:1.55;
  letter-spacing:-0.01em;
  -webkit-font-smoothing:antialiased;
  -moz-osx-font-smoothing:grayscale;
}

a{color:inherit; text-decoration:none}
a:hover{color:var(--accent)}
a:focus{outline:2px solid rgba(30,64,175,.35); outline-offset:2px}

.skip{
  position:absolute;
  left:-999px;
  top:10px;
  background:var(--text);
  color:var(--bg);
  padding:10px 12px;
  border-radius:10px;
}
.skip:focus{left:10px; z-index:20}

.header{
  position:sticky;
  top:0;
  background:rgba(255,255,255,.92);
  backdrop-filter:saturate(180%) blur(12px);
  border-bottom:1px solid var(--line);
  z-index:10;
}

.nav{
  max-width:var(--max);
  margin:0 auto;
  padding:14px 18px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
  flex-wrap:wrap;
}

.brand{
  display:flex;
  align-items:center;
  gap:10px;
  font-weight:600;
  letter-spacing:-0.02em;
}

.brandMark{
  width:16px;
  height:16px;
  display:inline-flex;
}

.navToggle{
  display:none;
  border:1px solid var(--line);
  background:#fff;
  padding:10px 12px;
  border-radius:12px;
  font:inherit;
  box-shadow:var(--shadow);
}

.navMenu{
  display:flex;
  align-items:center;
  gap:18px;
  flex-wrap:wrap;
}

.navLink{
  color:var(--muted);
  font-size:14px;
  padding:8px 0;
}

.navLink.isActive{
  color:var(--text);
}

.navCta{
  border:1px solid var(--line);
  padding:10px 12px;
  border-radius:12px;
  font-size:14px;
  background:#fff;
  box-shadow:var(--shadow);
}
.navCta:hover{
  border-color:rgba(30,64,175,.35);
  color:var(--text);
}

.container{
  max-width:var(--max);
  margin:0 auto;
  padding:0 18px;
}

.section{padding:var(--space6) 0}
.hero{padding:var(--space6) 0 var(--space5)}

.divider{
  max-width:var(--max);
  margin:0 auto;
  height:1px;
  background:linear-gradient(90deg, transparent, var(--line), transparent);
}

.kicker{
  margin:0 0 12px;
  color:var(--accent);
  font-size:14px;
  letter-spacing:0.02em;
}

.h1{
  margin:0 0 14px;
  font-size:clamp(32px, 4vw, 52px);
  line-height:1.08;
  letter-spacing:-0.04em;
}

.h2{
  margin:0 0 10px;
  font-size:22px;
  letter-spacing:-0.02em;
}

.h3{
  margin:0 0 10px;
  font-size:16px;
  letter-spacing:-0.01em;
}

.lead{
  margin:0 0 18px;
  color:var(--muted);
  font-size:18px;
  max-width:70ch;
}

.body{
  margin:0;
  color:var(--muted);
  max-width:72ch;
}

.fineprint{
  margin:18px 0 0;
  color:var(--muted);
  font-size:13px;
  max-width:80ch;
}

.actions{
  display:flex;
  gap:12px;
  flex-wrap:wrap;
  margin-top:18px;
}

.button{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  padding:12px 14px;
  border-radius:12px;
  font-weight:600;
  font-size:14px;
  border:1px solid transparent;
  transition:transform .08s ease, border-color .12s ease;
}
.button:active{transform:translateY(1px)}
.button.primary{background:var(--text); color:#fff}
.button.primary:hover{color:#fff}
.button.ghost{background:transparent; border-color:var(--line); color:var(--text)}
.button.ghost:hover{border-color:rgba(30,64,175,.35)}

.grid2{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:28px;
  align-items:start;
}

.callout{
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:18px;
  background:#fff;
  position:relative;
}

.calloutAccent{
  border-left:3px solid rgba(30,64,175,.75);
  padding-left:15px;
}

.steps{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:18px;
}

.step{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:18px;
}

.footer{
  padding:34px 0;
  border-top:1px solid var(--line);
}
.footerInner{
  display:flex;
  justify-content:space-between;
  gap:16px;
  flex-wrap:wrap;
}
.muted{
  margin:0;
  color:var(--muted);
  font-size:13px;
}

@media (max-width: 860px){
  .grid2{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .navToggle{display:inline-flex}
  .navMenu{
    display:none;
    width:100%;
    padding-top:12px;
    flex-direction:column;
    align-items:flex-start;
    gap:12px;
  }
  .navMenu.open{display:flex}
}